Take on the $0.05 discount for bringing your own bag

Places like Whole Foods and Target will give you back a nickel for
every reusable bag you bring in when you check out. I'm all for
recycling and reusing and I'm incredibly cheap, so it's a great
combination.

One issue I had, though, was when I went into Target the other day to
get some bread. I went to the checkout counter and when the girl
went to out it in a plastic bag, I asked her to not worry about
bagging it as I could easily walk it out without using a plastic bag.
Then I realized that I although I did not use a bag, I did not get the
discount. This is ludicrous, if I had walked in with a backpack they
discount me $0.05 but if I hand carry they don't.