Got a couple of very stupid questions

Question about the budget and the Bush Tax Cuts
Obama's budget obviously includes letting the Bush tax cuts expire which they figure will help cut the budget deficit. The funny thing is that obviously in this market you will have a lot less people making over $250,000, so the fact that their taxes would have risen from 35 to 39% means nothing as they won't hit that threshold. Plus basically any person who will still make more than $250,000 will make a lot less than they did in previous years, something tells me we are going to come up a few steroid shots short of $100 billion.

this is like making a bet with somebody for every homerun that the top five HR sluggers would hit in 2009 but you inadervently use the 1999 numbers as your baseline.


Question about AIG.

let me get this right, this company is built on the concept of insuring the banks but the second they are called to do what they are built to do, they completely fail. So what exactly was AIG insuring? This is like getting into a car accident and you call Geico and they basically tell you that they never expected you to crash and that they have no money to pay for a new car.. I hope that at least that funny gecko calls you to tell you that he's sorry
 



Question about investing
at what point did it sound like a good idea for me to buy a bunch of that CITI stock?